Interest Rate as low as 3.75%*
*Promotional rate applies to first year only. Scroll down for details.
When it comes to your home, you shouldn’t have to compromise on ANYTHING. That’s why, at Dream Finders we are offering a 2-1 rate buydown1 where the first year will be a 3.75% interest rate, the second year will be a 4.75% interest rate, and the third year on will be 5.75%. This allows a lower mortgage payment during the first two years of your loan! Available on select move-in ready homes.
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All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $400,000 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $392,755 at 96.5% LTV. Year 1 (0-12 months) rate at 3.750%, APR of 6.819%, and monthly payment of $2,606.81, year 2 (13-24 months) rate of 4.750%, APR of 6.819%, and monthly payment of $2,837, and a year 3-30 (25-360 months) rate of 5.750%, APR of 6.819%, and monthly payment of $3,081. Monthly payments include principal, interest, mortgage insurance, property taxes and homeowners insurance. Example payment does not include HOA or CDD (if applicable) and payment obligation may be greater. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; seller will pay for the buy down; adjusts 1% each year; returns to original fixed rate after buy down period. Rates effective as of 04/28/2023 and loan must fund by June 1st, 2023. Available on select homes only. See a Dream Finders Homes representative for details. This is not a commitment to lend. ©Jet HomeLoans, LLCSM NMLS ID #1660135. Equal Housing Lender. Jet HomeLoans, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Dream Finders Homes. All products are subject to credit and property approval. NMLS Consumer Access: https://www.nmlsconsumeraccess.org.