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*©Jet HomeLoans, LP SM (“Jet”) NMLS ID# 1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Georgia Residential Mortgage Licensee# 58935. Jet HomeLoans is a partnership with Dream Finders Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. *Scenario is an estimate only and is based on a 720 FICO score on a 30 year (360 months) Conventional fixed-rate mortgage at a sales price of $400,000, 80% LTV, loan amount of $320,000, rate of 4.99%, and APR of 5.042%, which would result in a principal and interest payment of $1,716.00. The 4.99% rate shown is based on a builder paid forward commitment to buydown the market rate. Payment scenario does not include taxes, insurance, or HOA fees (if applicable) and the actual payment obligation may be greater. The forward commitment may not be available on all loan programs. Borrower is not required to finance through Jet but must use Jet to receive incentives. See a builder representative for details. Only available in select communities on select inventory for contracts written and closed by January 30, 2026.

**©Jet HomeLoans, LP SM (“Jet”) NMLS ID #1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Georgia Residential Mortgage Licensee #58935. Jet is an affiliate of Dream Finders Homes (See affiliated arrangement business disclosure). All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Jet is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $400,000, 96.5% LTV, loan amount of $392,755, rate of 4.99%, and APR of 5.745%, which would result in a principal, interest and mortgage insurance payment of $2,282. Payment scenario does not include taxes, insurance, or HOA fees (if applicable) and the actual payment obligation may be greater. The 4.99% rate shown is based on a builder paid forward commitment to buydown the market rate. The forward commitment may not be available on all loan programs. Borrower is not required to finance through Jet but must use Jet to receive incentives. See a builder representative for details. Only available in select communities on select inventory for contracts written and closed by January 30, 2026.