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INTEREST RATES AS LOW AS 2.99% (5.746% APR)* - through December 9th!

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*Applies to select quick move-in homes. See Sales Event page for details.
First Time Homebuyers

First Time Homebuyers

THINKING ABOUT BUYING YOUR first HOME?

You've come to the right place!
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START SAVING MONEY FOR A DOWN PAYMENT

When buying a home, you typically want to put a down-payment of 20% of the purchase price. Did you know there are many first-time home buyer programs that allow a significantly lower down payment percentage? If you are a first-time home buyer who is ready to purchase a home, but do not have the recommended 20% down-payment, see if you qualify for one of these popular mortgage options:

  • Conventional mortgages
  • FHA Loans (Federal Housing Administration)
  • VA Loans (Veterans Affairs)
  • State Assistance Programs

DETERMINE HOW MUCH HOME YOU CAN AFFORD

Before you start looking for your dream home, it’s best to know how much home you can afford. This can easily be done by utilizing our JET HomeLoans Mortgage Calculator! Remember that when you are calculating your monthly mortgage payment to include room for additional costs that may arise.

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Why Rent When you can Own

TAKE A LOOK AT YOUR CREDIT SCORE

A good credit score is key to being approved for a loan and will determine your interest rate and loan terms. If you are buying your first home, check your credit score and if necessary look for opportunities to increase your score.

COMPARE MORTGAGE RATES

Many first-time home buyers make the mistake of accepting the first mortgage rate quote provided by a lender instead of taking the extra time to shop around for a better rate. As a first-time home buyer we recommend getting mortgage rates from three or more lenders, to completely weigh your options and find out which loan is best for you.

GET A PRE-APPROVAL LETTER

After you’ve saved your money, figured out your price range, cleaned up your credit and shopped around for the best mortgage rate it’s time to get serious and ask for a pre-approval letter from your lender. A pre-approval letter is a thorough examination of your finances that leads to a concrete number in writing of what they are willing to lend you along with their financial terms.

Information subject to change at any time. See a new home sales associate for details.

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Our new home specialists are happy to answer your questions and provide you with information about our communities, available homes and floor plans.

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