*Monthly payments are estimations only.**When electing to finance with JET Homeloans, LP, Dream Finders Homes will contribute up to $10,000 of the base price of the purchased home toward buyer’s closing costs. Credit will be issued as a seller credit at closing. Closing costs are Non-Recurring costs or Settlement Fees. Credit may not exceed the actual closing costs amount. Excludes discount points, builder fee, escrows, prepaid items, prorations, mortgage insurance, funding fees and/or other costs outlined in the purchase and sale agreement. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; adjusts 1% each year; returns to original fixed rate after buy down period; seller will pay for the buy down. Offer valid for select homesites on that close prior to 7/31/25; see your builder representative for further details on expiration terms and available homesites. Offer subject to change without notice.***©Jet HomeLoans, LP SM (“Jet”) NMLS ID# 1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Georgia Residential Mortgage Licensee# 58935. Jet HomeLoans is a partnership with Dream Finders Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. *FHA Scenario is an estimate and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $400,000 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $392,755 at 96.5% LTV. Year 1 (0-12 months) rate at 2.99%, APR of 5.746%, and monthly payment of $1,625; Year 2 (13-24 months) rate at 3.99%, APR of 5.746%, and monthly payment of $1,829; Years 3-30 (25-360 months) rate at 4.99%, APR of 5.746%, and monthly payment of $2,049. Monthly payments include principal, interest, and mortgage insurance. Example payment does not include property taxes, homeowners’ insurance, HOA or CDD (if applicable) and payment obligation may be greater. **4.99% rate is based on a builder-paid forward commitment to buy down the market rate. The forward commitment is offered on government loans for primary residences only. Offer valid for select homesites on loans closed on or before 7/31/25; see your builder representative for further details on expiration terms and available homesites. This is not a commitment to lend. Offers and incentives require financing with Jet, however borrower does not have to utilize this affiliate for financing to purchase a home from the builder.****©Jet HomeLoans, LP SM (“Jet”) NMLS ID #1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Georgia Residential Mortgage Licensee #58935. Jet is an affiliate of Dream Finders Homes (See affiliated arrangement business disclosure). All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Jet is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $300,000, 96.5% LTV, loan amount of $324,022, rate of 4.99%, and APR of 5.745%, which would result in a principal and interest payment of $1,735. Payment scenario does not include taxes, insurance, or HOA fees (if applicable) and the actual payment obligation may be greater. The 4.99% rate shown is based on a builder paid forward commitment to buydown the market rate. The forward commitment may not be available on all loan programs. Borrower is not required to finance through Jet but must use Jet to receive incentives. See a builder representative for details. Only available in select communities on select inventory homes for contracts written by July 31, 2025 that close by December 31, 2025.***** ©Jet HomeLoans, LP SM (“Jet”) NMLS ID# 1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Georgia Residential Mortgage Licensee# 58935. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. *Scenario is an estimate only and is based on a 720 FICO score on a 30 year (360 months) Conventional fixed-rate mortgage at a sales price of $400,000, 80% LTV, loan amount of $320,000, rate of 5.99%, and APR of 6.042%, which would result in a principal and interest payment of $1,917.00. The 5.99% rate shown is based on a builder paid forward commitment to buydown the market rate. Payment scenario does not include taxes, insurance, or HOA fees (if applicable) and the actual payment obligation may be greater. The forward commitment may not be available on all loan programs. Borrower is not required to finance through Jet but must use Jet to receive incentives. See a builder representative for details. Only available in select communities on select inventory homes for contracts written by July, 31, 2025 that close by December 31, 2025.******Offer applies to select communities only and only on select homes that can close by July 31, 2025. Exact brand, model, style, and color of appliances may vary. Offer extends while supplies last. Exclusions apply. See a sales associate for more details. Nothing in this marketing material constitutes a commitment to sell or lend. All offers are subject to change without notice.